For a long time, I thought that our CPF medisave could only be used in Singapore. But that’s not true…apparently, you can use your medisave for treatment in selected hospitals in Johor. There are currently 2 hospitals in Johor that you can use Medisave to pay for your treatment, and the best part of it is….1 of the 2 are located super near to HH!
Sorry, this probably might be old news to you, but I just discovered that Gleneagles Medini (which is just a 5min drive away) is 1 of the 2 medical centers that accepts medisave as payment!
Ok, what’s the big deal, I hear you say.
Initially, I didn’t think it was a big deal too. After all, I’m pretty healthy (I prefer to think I am fit, rather than just healthy actually, but that would be like boasting. haha!) and I’ve got pretty comprehensive medical insurance in place (for sure, since I am in the finance line and I have got to walk the talk right?) so the chance of me going to a hospital is relatively low, and if I did, I have a plan in place. But hear me out because this isn’t a sales pitch thing and I really do think you should (if you haven’t already) give some thought to this.
So like many Singaporeans and PRs, I’m on a comprehensive integrated shield plan that covers my inpatient stays and catastrophic medical treatment in Singapore. Generally, this does the trick in making sure that hospitalisation and big ticket medical treatment are covered and the bulk of the premium is serviced relatively painlessly by CPF medisave. The good thing with such plans is that not only am I covered for treatment in Singapore, but the plan also covers emergency treatment overseas. So say if I got into a car accident while in JB and ended up in a hospital in JB to treat my wounds, my bill would still be covered as this would constitute an emergency situation.
However, the fact remains that some illnesses and conditions (i.e. cancer) are chronic and don’t constitute as emergency treatment (and so cannot be claimed under the shield plan). Triggered mainly by my dog, Pepper’s, long illness, I started wondering if in the event that I am chronically ill and require medical treatment, what would I do? Generally speaking, I would prefer to seek medical treatment in Singapore as opposed to JB…so getting insured for treatment in Singapore makes sense. However, the problem is that I live in JB…and if it were a chronic condition, it would kinda suck to have to do the commute to Singapore every other day to see the doctor.
If it’s cancer, or dialysis, visits to the doctor/clinic would be a very regular thing. I mean, sitting in the car for 2 hours one way while healthy is a pain, can’t really imagine what it would be like if I were super sick. And what about those followup doctor visits that last only 15mins ? OMG, imagine driving out to see someone for just 15mins!! *faint*
So, that got me thinking more seriously about treatment in JB, and should the day come (choy!), what would I do? Yup, I’m neurotic like that. Maybe diagnosis and surgery can be done in Singapore, and the followup/outpatient treatment in JB? If so, where would be a good hospital in JB?
I checked out Columbia Asia, which is nearby, but it’s got some pretty bad reviews online so I’m striking it out. Public hospitals are out (conditions are abysmal) and other private hospitals are kind of far and old. So..Gleneagles Medini seems like is a decent choice in terms of hospital and facilities in JB, plus it’s really near where I live. Plus, it’s a familiar brand to me.
And the best part is…I can utilise my Medisave for treatment at Gleneagles Medini (subject to prior arrangement and approval), which also means I probably won’t have to come up with a big bunch of cash. Good, right? 🙂